Why you need Small Business Insurance

Running a small business is an exciting venture to embark on however it is also one that should be protected at all costs to prevent having a large payout if anything was to happen. Here at Todd and Cue, we believe in the value of every small business owner taking out small business insurance cover and our aim is to educate our customers about what policies are available to you and why you should utilise them.


Why your insurance can vary on the individual circumstances of your business…

Choosing a policy that is right for you and your business may vary on the situation you are in and the industry of your business. Factors you should take into consideration when choosing your policy should include this as well as factors such as how big your business is, how many people you employ and the type of assets you need to protect.

What types of Small Business Insurance cover should you have…

The type of insurance for your industry

If you own a Shop, Restaurant, Pub, Hotel or Guest House or run your business from an office space you  can visit our website or contact us today at Todd and Cue to see exactly what you can get for your cover.

Public Liability Cover

A Public Liability Cover can protect your business from claims of a member of the public claiming bodily injury, other physical injury, personal injury, advertising injury and in addition, property damage.

Commercial Property Insurance

A list of things can be covered with Commercial Property insurance including:

  • Burst pipes
  • Falling trees
  • Fire
  • Flooding
  • Riots
  • Storms
  • Subsidence theft

Your insurance policy will cover the cost of repairing or rebuilding your business premises and/or replacing business stock or equipment. You can check out the two types of Commercial Property Insurance which are buildings and contents insurance on our website today.

Commercial Motor Insurance

There are three main types of motor insurance and it is advised that you cover your entire fleet of employees with it if they are driving your company vehicles.

Cyber Liability Insurance

In today’s digital age technology has become an integral asset to businesses as they rely on systems and smart devices to operate and produce, and such an important reliance on this technology comes with an increased threat of viruses, hackers and misuse. Therefore it is crucial that you put into place some Cyber Liability Insurance to protect your business from data breaches or cyber security attacks.

Contact us today

We can provide you with professional advice or quotes if you are interested in dealing with your Small Business Insurance policy with us at Todd and Cue just give us a call today to discuss more.

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Todd & Cue has grown consistently over the years, primarily through client recommendation, to become one of the UK’s leading independent insurance brokers and risk managers. Total client focus, with excellence in all aspects of service coupled with our growing buying power ensures that you will receive competitive insurance premiums and a true value for money service resulting in a complete and cost effective package.

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