Restaurant Insurance

Do I need Restaurant Insurance?

Insuring your restaurant isn’t the most exciting part of running a successful business, but it is an essential one. We know it can be hectic when running a business, which is why you don’t need the added stress of worrying about insurance or how to keep protected against any claims which may arise when running your business. If you’re just starting up a restaurant business or your in one of the UK’s top ten restaurants we have cover for you.

This is where Todd & Cue can help. If you require a trusted partner to deal with your Restaurant Insurance, to ensure you are adequately covered for any eventuality, big or small. Then Todd & Cue can help and have been brokering Restaurant Insurance since 1979. Meaning we know the best possible solution for your business and can specifically give you the most suited commercial insurance quotes for your restaurant.

Restaurant insurance, like food, requires all the right ingredients to be successful. Which is why Todd & Cue want to help you create the perfect recipe! We guarantee a competitive quote and will match any like for like quote, helping you get the best restaurant insurance you possibly can be specifically designed for your needs. Ensuring that you are not paying any more than you need to for added extra’s for which your business does not need.

We know dealing with food service can be risky, from accidental slips and falls to even selling alcohol needs to be included in your premium. Which is why getting the right insurance is so essential. There are different insurance policies which you will need to be aware of before getting any policy. However, don’t be concerned, Todd & Cue are here to help you find the perfect insurance quote for you.

What kind of insurance does a restaurant need?

When starting a restaurant, many ask ‘what kind of restaurant insurance do I need?’ or ‘what kind of insurance does a restaurant need?’ This is where we can help, making sure you receive the right restaurant insurance for your needs. We will be able to provide you competitive insurance policies and will be able to beat any like for like quote you will receive. By giving us all the right information about your business, we will be able to place your business into a category of premiums, ensuring that you are not paying more for something you do not require.

What our restaurant insurance includes 

Restaurant insurance includes many different aspects of your business, here at Todd & Cue we aim to include the most detailed and up to date insurance policies to fit your business. So take a look at what our premiums include here;

  • Buildings
  • Trade content
  • Frozen foods
  • Goods in transit
  • ‘All-Risks’
  • Loss of license
  • Household contents
  • Personal accident
  • Equipment breakdown


If you require a full breakdown of what is counted under these sections, then Click here to view our full public house and restaurant policy [PDF Download]

Our knowledgeable broking staff – we provide an in-house claims team, these will arrange swift settlements should you need to make a claim. We will offer you support and advice around our bespoke tailored Restaurant insurance scheme, offering the best available cover in the Insurance market today (beating any like for like quotes!).

Now that you know what your cover includes, it is important you take out a policy which will cover you for your specific needs. So contact us for a quote or fill out our quick and easy form below.

Do you own a pub? 

Run your own pub? Todd and cue can offer you outstanding cover and cheap pub insurance too. Looking for our Hotel Insurance Quotes

Quick and Easy Quote

Personal Details (please fill out all fields)

Premium Details


Personal Accident (Optional)

Your Indicative Premium

per annum including a £25 fee

Call 0191 482 0050

Give us a call for a free quotation or professional advice on: 0191 482 0050