SME insurance

Our SME insurance service is the key to our success. We have grown consistently, primarily through client recommendation, to become one of the UK’s Top 100 independent business insurance brokers and risk managers, in the latest Insurance Age survey.

Based in the North East of England, whilst servicing many nationally well-known household names throughout the UK in addition to clients in Newcastle, Gateshead & Sunderland, our philosophy of total client focus, with excellence in all aspects of service coupled with our growing buying power ensures that you will receive competitive insurance premiums and a true value for money service. We pride ourselves in providing the most complete and cost-effective package.

Our clients are of vital importance to us, which is why so many stays with us for so long. They include household-name public companies, well-known professional practices, financial institutions, private companies, partnerships and sole traders.

We specialise in a large number of different industries from public house insurance, restaurant insurance and hotel insurance to commercial business insurance, motor fleet insurance and private medical insurance. Contact us to see how you can benefit from having Todd and Cue as your independent insurance broker and risk management partner. Whatever the size of your organisation, Todd & Cue can help.

SME Insurance Products & Services:

BCRP Insurance Packages


BCP and Todd and Cue Insurance Ltd are pleased to offer partnerships; an insurance package specifically designed to meet the protection and cost requirements of your BCRP (Business Crime Reduction Partnership).

Hotel and Guesthouse Insurance


There are 3 aspects of your hotel/guesthouse which will need to covered, these being; the building itself, the staff/guests or the income. Pick from different tailors schemes depending on what business you run.

Office Insurance


In every business, whether you work from home or in an office, there will be items you want to protect. We understand every business is different and therefore we will tailor the policy to your needs.

Pub Insurance


Running a pub can be difficult, and insuring it is essential. From the landlord to the owners, staff customers and even to the next door neighbours. As there are many different covers for pubs and public houses, make sure you have a bespoke cover for your business.



Whatever type of property owner you are, your premises represent a considerable investment that should be sufficiently protected. It’s a simple matter of practical asset management and as a landlord you may have a legal obligation to your tenants to guarantee insurance cover is provided on any rented property you own.



When people are banned, they may try to find a way to get the ban overturned or strike back. This may involve the possibility of legal proceedings. Therefore, it is a great opportunity to take out a Pubwatch approved insurance policy.

Private Medical Health Insurance


Staff absence can be costly to any business, and if it is serious, the NHS waiting time can be a long period. Therefore, buying private health insurance can help avoid waiting times, helping your employee get back in a short space of time.

Shop Insurance


Your shop may be your pride and joy, therefore, insurance cover is essential. Whether you own a small independent shop or a large one. Extra protection is available for different extra cover.

Sports Club Insurance


If you have a sports club, then getting cover is essential for either a major sports club or a small club. Protecting your building, equipment, and also your employees. Take a look at our insurance covers, ready to suit your needs.

Public Liability


A comprehensive public liability or product liability policy provides cover for claims of bodily injury or other injury/damage while at the workplace. This will also cover r the cost to defend and settle claims which have arisen.

Restaurant Insurance


We understand the stress of running a restaurant, therefore, make sure you have the piece of mind that you and your business is protected. The premium will cover you for any claims which may arise while running your business.

Tradesmen Insurance


Being a self-employed tradesman, it is essential that you protect yourself from unexpected dangers which you may face in your day to day life. No matter what your trade is, you will have dangers which you will need to protect yourself from, should anything happen.

Get in touch about any of our SME Insurance products

Give us a call for a free quotation or professional advice on: 0191 482 0050