Haulage Insurance

What is Haulage Insurance?

Because hauliers may transport a wide variety of goods, insurers can include an equally wide breadth of cover in their policies. Hauliers’ insurance policies are diverse. They can be based on a limited contractual liability basis or an all risks liability basis. Depending on your specific policy, it could include the following types of liability covers:

• Contractual liability cover protects against liability from standard conditions of carriage from the RHA or FTA, or bespoke haulier contracts.
• CMR liability covers liability generated from shipments which fall under the CMR agreement.
• Liability at common law provides extra cover, sometimes with a separate indemnity limit.
• Extended liability offers increased protection for increased liability.

Other possible covers include goods in transit, employers’ liability, public/products liability and business interruption.