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Adapting your pub insurance this summer

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As the weather becomes warmer this summer, many people will start to flock outside their local pub and opt to sit outside in the beer garden. However, does your local pub have the correct pub insurance?

The main item on any pub’s agenda should be their customers’ wellbeing, when fixtures and furniture get a clean, they should also get a thorough inspection to double check they are in good working order.

There are many things that can affect public house insurance including broken benches and cracked paving slabs. Checking that the premises are fit for purpose will minimise the amount of potential accidents and ensure that publicans have fulfilled their duty of care towards customers.

We are now in the summer holidays and many pubs may have children’s climbing frames and play parks therefore landlords need to ensure the equipment is safe and that it complies with the appropriate health and safety executive regulations.

Finding the correct public house insurance

Landlords who wish to introduce outdoor items to their public houses for a short period of time e.g. bouncy castles or BBQ’s, they should make sure that the appropriate cover is in place and that they retain liability for any issues that arise.

If you are not sure, if you need to make any adjustments to your insurance then the best thing to do is to speak to your insurance brokers.

Our team at Todd and Cue Insurance will be able to advise you if any changes are needed to your pub this summer.

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