This document contains important information. Please read it carefully. It sets out a statement of the terms of business on which we agree to act for you as a client and contains details of our new regulatory and statutory responsibilities under supervisions of the Financial Conduct Authority.

This Agreement will supersede any agreement previously in force. Please contact us immediately if there is anything in these or any other sections of the terms of business that you do not understand or with which you disagree.

The FCA rules classify customers into two types, namely:

  • Consumer, defined as an individual who is acting for purposes which are outside his trade, business or profession; or
  • Commercial, defined as a customer who is not a retail customer

Consumer Terms of Business TOBA Consumers
Commercial Terms of Business TOBA Commercial Customers

Todd & Cue Ltd undertakes its activities as an insurance intermediary in accordance with the laws of England and Wales. Any disputes will be governed by and construed in accordance with the laws of England and Wales and subject to the exclusive jurisdiction of the courts of England and Wales.

Please contact us immediately if there is anything in these terms of business that you do not understand or with which you disagree. If you have any questions, please advise our usual contact in the first instance who will be pleased to assist.